Education loan

A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.
Eligible Courses

All courses having employment prospects are eligible.


  • Graduation courses/ Post graduation courses/ Professional courses
  • Other courses approved by UGC/Government/AICTE etc.

Expenses considered for loan

  • Fees payable to college/school/hostel
  • Examination/Library/Laboratory fees
  • Purchase of Books/Equipment/Instruments/Uniforms
  • Caution Deposit/Building Fund/Refundable Deposit
  • Travel Expenses/Passage money for studies abroad
  • Purchase of computers considered necessary for completion of course
  • Cost of a Two-wheeler upto Rs. 50,000/-

Any other expenses required to complete the course like study tours, project work etc.

Amount of Loan

  • For studies in India, maximum Rs. 10 lacs
  • Studies abroad, maximum Rs. 20 lacs

Interest Rate

For loans upto Rs.4 lacs – 12.75% p.a. Floating

For loans above Rs.4 lacs – 13.75% p.a. Floating

Processing Fees

  • No processing fee/ upfront charges
  • Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money

Repayment Tenure

Repayment will commence one year after completion of course or 6 months after securing a job, whichever is earlier.

Place of Study Loan Amount Repayment Period
in Years
In India Up to Rs. 7.5 lacs 5-7
Above Rs. 7.5 lacs 5-10
Abroad Up to Rs. 15 lacs 5-7
Above Rs. 15 lacs 5-10



Amount Studies In India Studies Abroad
Upto Rs. 4 lacs No Security No Security
Above Rs. 4 lacs to Rs. 7.50 lacs Third Party Guarantee Third Party Guarantee
Above Rs. 7.50 lacs to Rs. 10 lacs(India)/ Rs. 15 lacs(Abroad) Tangible Collateral security for full value of loan Tangible Collateral security of suitable value of loan or third party guarantee
Rs 15 lacs to Rs. 20 lacs ___ Tangible Collateral security for full value of loan


  • For loans up to Rs.4.0 lacs : No Margin
  • For loans above Rs.4.0 lacs:
    • Studies in India: 5%
    • Studies Abroad: 15%

Documentation Required

  • Completed Education Loan Application Form.
  • Mark sheets of last qualifying examination
  • Proof of admission scholarship, studentship etc
  • Schedule of expenses for the specified course
  • 2 passport size photographs
  • Borrower’s Bank account statement for the last six months
  • Income tax assessment order, of last 2 years
  • Brief statement of assets and liabilities, of the Co-borrower
  • Proof of Income (i.e. Salary slips/ Form 16 etc)

* Conditions Apply

Download Form

Source :,1,20,118


Objective of the Education loan Scheme

The Education loan scheme aims at providing financial assistance on reasonable terms:

  • To the poor and needy to undertake basic education.
  • To the meritorious students to pursue higher/professional/technical education.

Eligibility Criteria of Education loan scheme

  1. Courses Eligible
  1. Studies in India
  • School education including plus 2 stage

  • Normal Graduation Courses – B.A., B.Com., B.Sc., Microbiology, etc.

  • Post Graduation Course: Masters Courses, Ph.D., etc.

  • Professional Courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management (including Hotel Management), Computer/ Information Technology, Journalism & Mass Communication, etc.

  • Courses like: ICWA, CA, CFA, etc.

  • Computer Certificate Courses of reputed Institutes accredited to Department of Electronics or Institutes affiliated to University.

  • Courses conducted in India by reputed Foreign Universities.

  • Evening courses of approved institutes.

  • Courses leading to diploma / degree etc. conducted by the Colleges/ Universities approved by UGC / Govt./ AICTE / AIBMS / ICMR etc

  1. Studies abroad
  • Graduation: For job oriented professional / technical courses offered by reputed Universities.

  • Post Graduation: MCA, MBA, MS, etc.

  • Courses conducted by CIMA London, CPA in USA etc

Quantum of Loan:

Need based finance subject to repaying capacity of the parents/ students with following ceilings:

Studies in India: Maximum Rs 7.50 lacs

Studies abroad: Maximum Rs.15.00 lacs


  • For loan upto Rs 4.00 lacs: NIL

  • For loan above Rs 4.00 lacs:

    (i) Studies in India: 5%

(ii) Studies abroad: 15%

  • Scholarship / Assistantship to be included in Margin.

  • Margin Money to be brought on year to year basis as and disbursements are made on a pro-rata basis

  1. Eligibility
  • Should be an Indian National
  • Secured admission to professional/technical courses through Entrance Test/ Selection process.
  • Secured admission to foreign university/Institutions.
  1. Expenses considered for loan:
  • Fee payable to college/school/ hostel.
  • Examination/Library/Laboratory fee.
  • Purchase of books/ equipment’s/instruments/uniforms.
  • Caution deposit/building fund/refundable deposit supported by Institution bills/ receipt.
  • Travel expenses/ passage money for studies abroad.
  • Purchase of computers-essential for completion of the course.
  • Any other expenses required to complete the course- like study tours, project work, thesis etc.

Group Life Insurance cover

Under the plan a low cost group life insurance cover will be provided for the loan liability of Educational Loan borrowers (students) during entire period of loan (i.e., course period & moratorium period plus repayment period), in case of his unfortunate death. Click here for more


Loan Upto Rs.4.00 lacs No collateral security
Loan above Rs.4.00 lacs & upto Rs.7.50 lacs Security is in the form of satisfactory third party guarantee
Loan above Rs.7.50 lacs (a) Collateral security of suitable value(b) Co – obligation of parents/ guardians/third party along with assignment of future income of the student for payment of installments

In case of loan above 4 lacs, the documents should be executed by the both the student and parent/guardian.

  1. The security can be in the form of land/building/Govt. Securities/Public Sector Bonds/Units of UTI , NSC, KVP, LIC policy, gold shares/debentures , bank deposit in the name of student/parent/guardian or any other third party.
  2. In case the loan is given for purchase of computer the same to be hypothecated to the Bank.
  3. The assignment of future income of the student for payment of installments may also be obtained irrespective of loan amount.

Rate of Interest

For the students of IITs & IIMs & Other professional courses
Revised Interest Rate exclusively for students of IIMs/IITs & other professional courses for regular Management & Technology Courses:- PLR – 2% (Floats)(For Loan upto or above Rs.4.00 lacs).
The aforesaid revision will be applicable to exists & future Education Loan to the students or IIMs/IITs.
For others (Irrespective of Loan amount)
For loan upto Rs. 4.00 lacs or above Rs. 4 lacs At PLR with monthly rests.
Interest Rate will be PLR – 1% for loans above Rs. 7.50 lacs if collateral security in the form of residential property upto full value of loan or liquid security for more than 50% of loan is offered
For all types of Education Loans (for students of IIT, IIM, Professional courses & others)
0.50% concession in the interest rate during moratorium period will be allowed if the borrower services the interest regularly.
Simple rate of interest will be applied till the course period.

Repayment of study loan

Repayment holiday/Moratorium :
Course period +1 year or 6 months after getting job, whichever is earlier.

  • Loan together with accrued interest will be repaid in maximum 84 Equated Monthly Instalments (EMI).

Processing Charges for study loan

No processing/upfront charges.

Capability Certificate

Some of the foreign universities require the students to submit a certificate from their bankers about the sponsors’ solvency/financial capability , with a view to ensure that the sponsors of the students going abroad for higher studies are capable of meeting the expenses till completion of studies. Accordingly branches can also issue the capability certificate for students going abroad for higher studies. For this financial and other supporting documents may be obtained from applicant, if required.

Online Sanction

Online sanction of study loan facility is available for the students opting for professional courses offered by the following institutes

S.N. Institute Branch
1 IIM Ahmedabad SP Nagar Ahmedabad
2 IIM Bangalore Jayanagar Bangalore
3 IIM Calcutta Alipore Calcutta
4 IIM Indore Embassy Towers Indore
5 IIM Lucknow Aliganj Lucknow
6 IIM Calicut Calicut
7 IIT Chennai Adyar Chennai
8 IIT Delhi Ananlok &Adhchini New Delhi
9 IIT Guwahati Pan Bazar Guwahati
10 IIT Kanpur Lakhanpur Kanpur
11 IIT Kharagpur Rly Market Kharagpur
12 IIT Mumbai Ghatkopar Mumbai
13 IIT Roorkee Roorkee
14 IIT Varanasi Brij Enclave Varanasi
15 IIS Bangalore KG Road Bangalore
16 Jamunalal Bajaj Intt of Mgt Science Fort, Mumbai
17 XLRI Jamshedpur Bistupur Jamshedpur
18 Indian School of Mines Dhanbad Dhanbad
19 AMITY Delhi (Ritnand Balved Edu. Foundantion) South Extension New Delhi
20 AMITY Noida (Ritnand Balved Edu. Foundantion) Noida
21 AMITY Lucknow (Ritnand Balved Edu. Foundantion) Ujariyawan Lucknow
22 AMITY Jaipur (Ritnand Balved Edu. Foundantion) Tonk Road Jaipur
23 AMITY Bhubaneshwar (Ritnand Balved Edu. Foundantion) Nayapalli Bhubaneswar
24 Symbiosis Pune Pune
25 Faculty of Management Studies Delhi South Extension Delhi
26 Narsee Moonjee Institute of Mgt Studies Mumbai Ghatkopar Mumbai
27 National Instt. of Planning & Mgt. Delhi South Extension Delhi
28 Loyola Instt. of Bus. Adm. Chennai Advar Chennai
29 Xavier Instt. of Mgt. & Technology Ghaziabad N.Y. Market Ghaziabad
30 Mgt Development Instt Gurgaon Gurgaon
31 XIM Bhubneswhwar Nayapalli Bhubaneswar
32 PSG Institute of Management Coimbatore
33 ICFAI Business School Hyderabad Hyderabad Main
34 Tata Instt. of Social Scinces, Mumbai Ghatkopar Mumbai
35 Nirma Instt. of Management Ahmedabad SP Nagar Ahmedabad
36 Indian School of Business, Hyderabad Hyderabad Main
37 IISWBM, Kolkata Alipore Kolkata
38 IIFT, Delhi ADCHINI Delhi
39 SP Jain Intt. of Mgt & Research, Mumbai Ghatkopar Mumbai
40 KJ Somaya Intt of Mgt Studies& Research Mumbai Ghatkopar Mumbai
41 DEI Agra Agra University
42 AVV Coimbatore Coimbatore
43 BC Pune Pune
44 Aihshew Coimbatore Coimbatore
45 SPA Delhi South Extension Delhi
46 GKV Haridwar Haridwar
47 Jamia Hamdard Delhi South Extension Delhi
48 Shri Mata Vaishnoa Devi University, Jammu Tawi Jammu
49 MGR ERI Chennai Adyar Chennai
50 Mody Instt. of Tech and Science, Lakshmangarh Sikar Rajasthan Tonk Road Jaipur
51 TIEY Patiala Patiala
52 BITS Pilani Tonk Road Jaipur
53 BIT Ranchi Ranchi
54 SRM Instt. of Science and Technology, Chennai Advar Chennai
55 Sikkim Manipal Instt of Technology, E Sikkim Gangtok
56 SIST Chennai Adyar Chennai
57 SASTRA Thanjavur Adyar Chennai
58 VIT Vellore Adyar Chennai
59 IIIT Alallahabad Civil Lines Allahabad
60 ABV-IIITM Gwalior Gwalior
61 IIIT Hyderabad Hyderabad Main
62 NIT ALLAHABAD Civil Lines Allahabad
63 NIT Bhopal Arera Colony Bhopal
64 NIT Calicut Calicut
65 NIT Durgapur Durgapur
66 NIT Hamirpur Hamirpur
67 NIT Jaipur Tonk Road Jaipur
68 NIT Jalandhar Civil Lines Jalandhar
69 NIT Jamshedpur Bistupur Jamshedpur
70 NIT Kurukshetra Kurukshetra
71 NIT Nagpur Civil Lines Nagpur
72 NIT Patna Patna University Branch
73 NIT Rourkela Rourkela
74 NIT Silchar Silchar
75 NIT Surathkul Mangalore
76 NIT Srinagar Jammu
77 NIT Surat Nanpara Surat
78 NIT Tiruchirappalli Trichy
79 NIT Warangal Warangal
80 IICT Bhadohi Bhadohi
81 Punjab University, Chandigarh Chandigarh Main
82 NIFFT Ranchi Ranchi Main
83 Ready to Go? Animate – A Machino, Kolkata
84 International Institute of Information Technology (I2IT) Pune
85 Kalinga Institute of Technology (KIIT) Bhubaneswar

Other Institutes

For students of other institutes, study loans are available from all branches of Allahabadbank.
Click here for printable Application Form.

Click here for online application form (study loan)


60 Responses

  1. sir ,,,
    i have taken yhe admition in the maac(kormangal) …which is an animation school …i have taken it on degree basis…i had got 70%aggrigate in bsc weather i get the loan in yor bank…..if yes send the details to my id thank you sir

  2. sir i want to sduty in MBA IN PART TIME can i ask you sanction for loan facility pls send me mail
    thank u sir

  3. Sir
    I have completed B.Com in Bharathiyar University Still I have one paper arrear. I will Clear that paper on May 2008 Exams. I would be like to join MBA in Bharathiyar University in Distance Education. But I don’t know the formalities to get the Educational Loan & I need list of banks which provide Educational loans in Coimbatore.

  4. sir my daughter join the course of pilot traingin and nw she want go aboard to training so we need eduvation loan please reply me how ican get it , oam very poor but my daughtet very brilliant she alreadty completed theory course in banglore instuite so please help me how i acn get it

  5. sir ,i am the student of animation technology …i had got the aggrigate of 70% in bsc microbiology i get the education loan are not ,that to based on digree certificate amount 3.5lakhs

  6. sir
    i am studying I year M.E at Bannari amman institue of Tech.,Sathyamangalam, erode dist.,
    i got Educational loan in canara bank
    i need computer loan
    please send the details for computer loan

    thanking u

  7. Dear Sir,
    Please tell me what is the procedure to apply an educational loan. What are all the banks you prefer..
    With Regards,

  8. Dear Sir,
    I am searching for the bank that give the education loan at the particular bearable interest rate and with liberal conditions, I am not having A/c with your bank but I am hoping that you will cooperate the same me for my C A Loan
    Thanking You,
    With Regards,
    Dixhita H Panchal

  9. educational loan for m.b.a




    Looking for a challenging position in the finance field where my creative nature and natural learning and leadership qualities will add value towards the organizational growth and to achieve excellence by applying innovative logic and doing hard work.




    Masters of Business Administration with major as finance
    (MBA) Suverna International Institute of
    Management Studies,
    Prince palace,
    Ettines road,
    (In association with swiss school
    of Management ) Currently pursuing 2007-2009
    Masters of Business Administration with major as
    Marketing Bharathiar University, Coimbatore
    off – campus Currently pursuing 2007-2009
    Bachelors of Commerce
    (B.COM) M.D.S.University ,Ajmer 50% 2004-2007
    12th Rajasthan Board, Ajmer 53% 2003-2004
    10th Rajasthan Board, Ajmer 58% 2002-2003

    Other Qualification
    Telly 4.5 Certificate By Compucom ,Jaipur (A grade)

    Marketing, Banking & Finance

    Extra curricular activities
    1. Active member of Rotract Club,Ooty.
    2. Active member of Literary club,sports club,arts club, of SIIMS College.Ooty.
    3. Cricket,Billiards,Badminton Player.

    Personal details

    Father’s name Mr. Dhruva prakash Bhargav
    Date of birth 25th march 1986
    Sex Male
    Marital status Single
    Nationality Indian
    Languages known English,Hindi

    Permanenent address

    Contact S/O Mr. Dhruva prakash Bhargav l
    Bhargavo ka bass,
    Bilara, jodhpur
    Rajasthan ,pin-342602

    Experience 1-Assistant Manager
    Jain Associates, Jodhpur
    2- Adviser
    Sahara India Pariwar life Insurance Company Ltd
    Sahara India Pariwar Banking

    I hereby declare that the details furnished by me are true to the best of my knowledge.

    Jodhpur Signature
    Ravi Bhargav

  10. I am Rajasekar and i am BCom Graduate ,I want bank loan for ICWA course (postal scheme 2008 ), please give me the details

  11. Respected sir

    I am Suresh , i have done BE. and I am going to joining in Software Testing. Job Oriented Technical Courses. i want bank loan, will you please tell me which bank provide this type of Loans

    Thankinkg you

  12. sir,
    i have completed +2 Sc with i want to become a animation specialist.So I need education loan for it.can I get it?

  13. sir

    i have completed my B.E in this year 2008. i need to improve my knowledge in NETWORKING FIELD. so i want to join in IIHT in coimbatore.their fee totally for ACHNP 1,75,000. my father is not here so i want to be my own leg .i can able to study well. i have scored 78% in B.E(E.C.E).and also i unable gave any security.can i get the loan from your bank??reply quickly i expect to your reply………..

  14. I am joining MCA In Schoo of Distance education at Bharathiyar University. I need education load for help my studies. can i get it?

  15. Sir,
    I am finished my Bsc computer science.I have intrested to join in multimedia parents both are,plz give information about the personal loans.

  16. sir,
    i am joining my BE in computer science in bangalore at MBJ college.i need study load for that .we have 5 members in my family and i have 3 brothers the 2 of them are studying in kolkata. 1 is studying CA and other 1BCA so for this region my father is not able to invest in my kindly give me the details for this.

  17. Sir,

    i have completed my B.E(e.c.e)this year .i would like to join in ntworking computer course.The course expenceses is 100000 Rs..can i get a loan??
    replay soon

    Thanking you


  18. Sir,
    I have completed my +2 from commerce and i want to do animation from MAAC Chandigarh.Kindly tell me if there is any education loan for the course.If yes then from which bank.Plz reply soon

  19. i have apply bank loan for panjop national bank . mxy self and my brother , both are apply the same bANK but the banker told eny one person elieble for in our family . why sir ple inform urgent sir ple

  20. sir,
    I have study centre of distance education programes & i want a infomation about study loan for the students.

  21. respected sir…
    I am Perusing in II year M.C.A. in Adaikalamath College, Thanjavur. I have passed in pgdca 76% my father was Farmer, so i am going to any bank to apply Educational loan the bank asking for me secure than how to give the secure(my father was Farmer-than farmer people how to get sir) sir please considering my applycation… Thanking you

  22. Sir,

    I want to register my Ph.D. in chemistry , sir,i want to know that whether you will provide loan for my studies?

  23. sir,
    i want educational loan for my higher studies,now i finisted 12 standard i planned to study ug degree so please help me for my studies


  25. sir my friend has finished is degree but he has number of arrear while studying . he cleared every paper and now doing M.B.A in sathyabama college……….. can u give loan

  26. Respected sir/madam,
    i am madhan sekar( doing my 2nd year in erode sengunthar engineering college and
    i can’t continue my studies now because i have one arrear paper in first year.can i get education loan from ur bank.please answer to this doubt sir, i will be very thankful to u ,because if u answer this ,it can be a great turning point in my life.

  27. i would like to know the details for studying MD (medicine) in Russia.

    Please provide me with the details for getting educational loan.
    dhasari raja vadivel

  28. i hve pssed h.s.c. from commerce-it stream. furthher i wish to do bba in avviation from avalon accademmy. it iss aa degree programme. but i cannot afford for the fees which is Rs.60000/-per year. My father is a handicapped person.He runns a p.c.o. booth .and there are 6 dependents. so pls sugggest me a solution to my mail. once again i please.

  29. i have finished my diploma in the year 2008 now i want study B,E aeronautical engg,i required 3lakhs for complete the engineering course ,so that i require bank loan,how i get the education loan . please helpful replay ….

  30. i have finished my high school study in 2008. i want to go australia for 2 years diploma study. my all requirement era completed to apply but not sufficiant funds i want education loan upto 8lacs can i get????

  31. Dear sir,
    I discontinued my12th last year,now i interested in webdesigining so for me Loan can proceed pls reply me sir.
    thank u sir,

  32. Dear sir,
    I discontinued my12th last year,now i interested in webdesigining so for me Loan can proceed pls reply me sir.
    thank u sir,

  33. sir i want to take loan up to eleven lakhs fourty thousand for mds.plz tell will i get it and which bank is suit for me

  34. I am Kandasamy. I wish to continue my higher studies in abroad. I am planning to immigrate to UK. I want education Rs.1000000/- I have completed Diploma in Computer Engineering and I have about Three years experience. Please let me know how to get education loan. I am awaiting for your reply.

    Thanking you,


  35. sir

    my sister had studing diplamo final year in coimbatore could you give me loan for his higher education

  36. Helo sir,
    I m Planning for transfer mai studies for Canda this year… i have a property value of 25 lakhs but mai loan amout is 20 lakhs… however i have some problem coz mai Property is an Industrial property. The Bankers told they wnt allow Educational loan for this Industrial Property..Is there any Solution for this??

  37. sir/madam,
    I am suresh. I joined in Dr.N.G.P college of technology and i don’t know how to apply an educational loan. As I hail from poor family. please tell me.

  38. i want to do mba in engineering college but i dont have money to join i want educational loan. i completed my bsc(cs) in 2003.past six year i worked in computer centre now i m working in surtharland in chennai.i would like to do my higher studies. help me what i do ? i cant pay the first semester fees also pls help me

  39. Sir / Madam,
    Hello Sir! I am Raj kumar From Trinulveli My brother doing Diploma in Petrochemical Technology 1st year in Erode.I need education loan for my brother .pse give details with what can i do next step for approval ,plse help me.

  40. dear sir,
    i have working in balaji business &
    financial consultants for business associate
    in mangalore.if anyone can want loan please
    contact me.
    my contact no.9844828652

  41. Hi
    Im doing final year MARINE ENGINEERING in Coimbatore Marine college.As i would wish to apply for an educational loan would i be eligible to apply for this loan,since im in my final year.I required this loan for my final year studies alone.Please let me know.

    Thank you

  42. I have loan For fill my diploma Fees of college
    pls give Me Details Of educational Loan

  43. Hello everyone,
    My name is Mrs Rose Smith and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $58,000 USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Fredrick Thomson Loan Investment, he was the Saviour GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $58,000 USD and i will advise any one who is in genuine need of a loan to contact Mr Fredrick Thomson via email because he is the most understanding and kind hearted lender
    I’m posting this message everyday, in order to express my everlasting gratitude to Mr Fredrick Thomson
    Please i need you all to pray for this man for me.

  44. Dear Sir
    Please provide me information how can i get a study loan in rourkela,orissa india for diploma in mechanical engeneering from IME, Rourkela Orissa.

  45. This is to notify the general public that Mr.Henry Anthony loan
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  46. Need education loan for working proffessional

  47. Hi Sir
    I apply for 2010 MBA Counseling, I Plan to study in chennai, so i need education loan

    So Please be sent, What procedure you need


  49. sir, i have passed my +2 with 76%, can i get educational loan for my higher
    studies. if possible pls reply me

  50. hai sir,

    i have passed my +2 with 76%, i would like to take educational loan
    for my higher studies.. which bank provide this type of facilities.? i don’t
    know the procedures for taking this loan. can you help me sir?

  51. sir ,

    I get loan in iob,2 years I get loan now I have arrier in 3yr ,so hw get loan in final year pls help me…

  52. sir,
    I am in need of education loan for my UG course , i have scored 70% in my 12th sir ,if responsible please reply me

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  54. sir..
    i finisted 12th std . i would like to study marine engineering so pls santion me a loan 500000 and send me a mail……..

  55. Dear applicant,

    We pay tribute to private companies and individuals. You can find some
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    Interest Rate: Loan we offer, we charge 3 % per annum.

    Number given: we give a minimum of $ 1,000.00 to a maximum
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    Required information: With regard to the information needed, you
    must complete an application containing your personal data
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    How do I apply? Please fill out this form:

    Loan application form
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  57. Sir I have completed my +2 in Tamilnadu stateboard education and acquired 195.25% marks from (Physics, Maths, Chemistry and Computerscience). I would like to avail educational loan from bank. What are all the procedures to select the bank for loan

  58. Hi,
    My daughter just completed her B.Sc ( Visual communication) and now I want to admit her to Life & Light Academy for photography specilization course. The fees is Rs.8.00 lakhs. Can I get the loan? Please reply.
    Thanks and regards,

  59. hai i want eductnl loan imidiatly pls kindly help.pls..

  60. Sir,
    I have completed 12 th std in science .my percentage is 51% .sir plz give me loan for next course of pharmacy. Plz reply me

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